body {
	margin-left: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 0px;
	scrollbar-face-color: #9B9B9B;
	scrollbar-shadow-color: #c0c0c0;
	scrollbar-highlight-color: #ffffff;
	scrollbar-3dlight-color: #ffffff;
	scrollbar-darkshadow-color: #9B9B9B;
	scrollbar-arrow-color: #FFCC00;
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 12px; 	
	background-color:#EFF0F0;
	color: #404040;
	margin: 0em 0em 1em 0em;
	padding-bottom:1em;

}

.clsTableBorder1 {
	border-width: 1px 1px 1px 1px;
	border-style: outset outset outset outset;
	border-collapse: collapse;
}

TD { font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px;}

a:link { color: #0e4e8b; font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; 
                text-decoration: underline }
a:visited { color: #005CAB; font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; 
                text-decoration: underline }
a:active { color: #003399; font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; 
               text-decoration: none }
a:hover { color: #ff9933; font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; 
                 text-decoration: none }
P { margin: 0em 0em 1em 0em; padding-bottom:1em; } 

.red { color: #990000;}
.green { color: #336633;}
.white { color: #ffffff;}
.blue { color: #0e4e8b;}
.orange { color: #e79300;}
.yellow { color: #FFFF00;}



.ImgRight {float: right; margin-left: 11px;}
.ImgLeft {float: left; margin-right: 11px;}

.clsTestimonial   { color: #666699; font-family: Times New Roman, Times, serif; font-size: 14px; 
               		text-transform: none; font-weight: normal ;}

.clsH1       { color: #0e4e8b; font-family: Arial, Helvetica, sans-serif; font-size: 18px;  
               font-weight: normal ;}
			   
.clsH1 a:active	{	color: #0e4e8b; 
					font-family: Arial, Helvetica, sans-serif; 
					font-size: 18px; 
					letter-spacing: 1px; 
					font-weight: normal	;
					text-decoration: underline;
				}
				
.clsH1 a:link	{	color: #0e4e8b; 
					font-family: Arial, Helvetica, sans-serif; 
					font-size: 18px; 
					letter-spacing: 1px; 
					font-weight: normal	;
					text-decoration: underline;
				}

.clsH1 a:visited	{	color: #0e4e8b; 
					font-family: Arial, Helvetica, sans-serif; 
					font-size: 18px; 
					letter-spacing: 1px; 
					font-weight: normal	;
					text-decoration: underline;
				}
									
.clsH1 a:hover	{	color: #0e4e8b; 
					font-family: Arial, Helvetica, sans-serif; 
					font-size: 18px; 
					letter-spacing: 1px; 
					font-weight: normal	;			
				}

.clsH2
{ 
	color: #0e4e8b; 
	font-size: 10pt; 
	font-family: Verdana, Tahoma, Arial; 
	font-weight: bold 
}

.clsH2 A:active
{
	COLOR: #999999;
	font-family: Verdana, Tahoma, Arial; 
	FONT-SIZE: 10pt;
	FONT-WEIGHT: bold;
	TEXT-DECORATION: none
}

.clsH2 A:link
{
	COLOR: #0e4e8b;
	font-family: Verdana, Tahoma, Arial; 
	FONT-SIZE: 10pt;
	FONT-WEIGHT: bold;
	TEXT-DECORATION: none
}

.clsH2 A:visited
{
	COLOR: #0e4e8b;
	font-family: Verdana, Tahoma, Arial; 
	FONT-SIZE: 10pt;
	FONT-WEIGHT: bold;
	TEXT-DECORATION: none
}

.clsH2 a:hover 
{ 
	color: #e79300; 
	font-family: Verdana, Tahoma, Arial; 
	font-size: 10pt; 
    font-weight: bold;
	TEXT-DECORATION: underline
}
               
.clsH3       { color: #000080; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; 
               font-weight: bold }
.clsH3 a     { color: ##000080; text-decoration: none; font-family: 
               Arial, Helvetica, sans-serif; font-size: 10pt }
.clsH3 a:active { color: #000080; text-decoration: none; font-family: 
               Arial, Helvetica, sans-serif; font-size: 10pt }
.clsH3 a:link { color: #000080; text-decoration: none; font-family: 
               Arial, Helvetica, sans-serif; font-size: 10pt }
.clsH3 a:visited { color: #000080; text-decoration: none; font-family: 
               Arial, Helvetica, sans-serif; font-size: 10pt }
.clsH3 a:hover { color: #990000; text-decoration: underline; font-family: 
               Arial, Helvetica, sans-serif; font-size: 10pt }
			   
			   
.clsRcol       { color: #ffffff; font-family: Arial, Helvetica, sans-serif; font-size: 11px; font-weight: normal }
.clsRcol a     { color: #005CAB; text-decoration: underline; font-family: Arial, Helvetica, sans-serif; font-size: 11px }
.clsRcol a:active { color: #FFFF00; text-decoration: none; font-family: Arial, Helvetica, sans-serif; font-size: 11px }
.clsRcol a:link { color: #005CAB; text-decoration: underline; font-family: Arial, Helvetica, sans-serif; font-size: 11px }
.clsRcol a:visited { color: #005CAB; text-decoration: underline; font-family: Arial, Helvetica, sans-serif; font-size: 11px }
.clsRcol a:hover { color: #ff9933; text-decoration: none; font-family: Arial, Helvetica, sans-serif; font-size: 11px }


.clsTitle    { color: #0e4e8b; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 34px;  letter-spacing: -1px;   }
.clsTitle2    { color: #0e4e8b; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 29px;  letter-spacing: -1px;   }
.clsTitle3    { color: #0e4e8b; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 20px;  letter-spacing: -1px;   }
.clsTitle4    { color: #0e4e8b; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 18px;  letter-spacing: -1px;   }
.clsPromoBody { color:#666666 ; font-family: Arial, Helvetica, sans-serif; 
               font-size: 11px }
			   
.clsPromoBody A:link
{
    COLOR: #003399; text-decoration: none;
    FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif;
    FONT-SIZE: 10px
}

.clsPromoBody a:visited { color: #000080; font-family: Verdana, Arial, Helvetica, sans-serif; 
               text-decoration: none; font-size: 10px }
.clsPromoBody A:active
{
    COLOR: #6699ff;
    FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif;
    FONT-SIZE: 10px
}

.clsPromoBody a:hover { color: #009933; font-family: Verdana, Arial, Helvetica, sans-serif; 
               text-decoration: underline; font-size: 10px }

/* New styles May 2007 */
			   
.SubTitleTxt {	color: #0e4e8b ;
				font-family: trebuchet ms, Georgia, Times New Roman ; 
				font-size: 22px ; 
				font-weight: bold ;
				line-height: 24px ; }

.clsSideH1 {	color: #2975A6 ;
				font-family: Trebuchet MS, Times New Roman, serif; 
				font-size: 16px ;
				line-height: 19px ; }
				
#imgBorder {	border: 1px, solid, #e5e5e5 ;
				padding: 4px ; }
				
.testDates {	color: #666666 ; 
				font-family: Verdana, Arial, Helvetica, sans-serif ; 
				font-size: 14px ;
               	line-height: 16px ; 
				font-weight: normal ; }
				
.tableBorder {	border: 1px, solid, #e5e5e5 ;
				padding: 4px ; }

ul 		{ line-height: 1.5;  }
		

/*	form elements */


.copyright {
	COLOR: #9B9B9B;
	font-size: 9px;
}

hr { border: none 0; border-top: 1px solid #ccc;/*the border*/ width: 100%; height: 1px;/*whatever the total width of the border-top and border-bottom equal*/
}